Privacy Policy

Last updated: December 22, 2025

Smart Insurance (“we,” “our,” or “us”) operates the website https://smartinsureme.com and serves users across the United States. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit or interact with our website.

1. Information We Collect

We may collect the following types of information:

a. Personal Information

You may voluntarily provide personal information, including but not limited to:

Name
Email address
Phone number

This information is collected when you fill out contact forms, request information, or
communicate with us.

b. Non-Personal Information

We may automatically collect certain non-personal information such as:

IP address
Browser type
Device type
Pages visited
Time and date of visits
Referring URLs

2. How We Use Your Information

The information we collect may be used to:

Provide, operate, and maintain our website
Respond to inquiries and user requests
Improve content quality and user experience
Monitor and analyze website performance
Send informational or promotional communications (if you opt in)

3. Cookies and Tracking Technologies

Smart Insurance uses cookies and similar technologies to enhance user experience and analyze website traffic. These cookies help us understand how users interact with our site and improve our services. You can disable cookies through your browser settings. Disabling cookies may affect certain site
functionalities.

4. Third-Party Services

We may use third-party tools and services such as:

Google Analytics
Advertising or affiliate partners (if applicable)

These third parties may collect information in accordance with their own privacy policies. Smart Insurance does not control how third-party services use collected data.

5. Data Sharing and Disclosure

We do not sell, rent, or trade your personal information. Information may be disclosed only in the following situations:

To comply with legal obligations
To protect our rights, users, or property
With trusted service providers assisting in website operations

6. Data Security

We implement reasonable administrative and technical measures to safeguard your personal information. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

7. United States Privacy Rights

Smart Insurance complies with applicable United States privacy and data protection laws. Depending on your state of residence, you may have certain rights under state privacy laws, including but not limited to:

California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA)
Virginia Consumer Data Protection Act (VCDPA)
Colorado Privacy Act (CPA)
Connecticut Data Privacy Act (CTDPA)
Utah Consumer Privacy Act (UCPA)
Texas Data Privacy and Security Act (TDPSA)

U.S. residents may have the right to:

Know what personal information is collected and how it is used
Request access to their personal information
Request correction or deletion of personal data (subject to legal limitations)
Opt out of targeted advertising or data sharing
Not be discriminated against for exercising privacy rights

Smart Insurance does not sell personal information.

To exercise any of these rights, please contact us using the details below. We may verify your identity before processing your request.

8. Data Security and Safeguards (U.S. Standards)

We follow reasonable and appropriate security practices consistent with U.S. industry standards to protect your information, including:

SSL / HTTPS encryption across the website
Secure U.S.-based or compliant hosting infrastructure
Access controls limiting data to authorized personnel only
Regular monitoring for vulnerabilities and unauthorized access
Protection against unauthorized data disclosure

While we take strong precautions, no online system can be guaranteed to be completely secure.

9. Children’s Information

Smart Insurance does not knowingly collect personal information from children under the age of 13. If you believe that a child has provided personal data, please contact us immediately.