
FAQs
Smart Coverage, Smart Saving
We collect driving behavior (speeding, hard braking), trip length, and vehicle mileage only with your consent. Data is encrypted, used only for pricing/discounts, and never
sold to third parties without permission we’ll summarize the telematics privacy policy during sign-up.
Yes. We recommend comprehensive and theft-endorsements, OEM parts coverage, and may offer targeted discounts for anti-theft devices. If you’re in a high-theft ZIP code, we’ll show tailored options during quoting.
Common ways: bundle home+auto, enroll in telematics, maintain continuous coverage, raise your deductible (if affordable), and ask about multi-car or defensive
driving discounts. We’ll run personalized savings checks during your quote.
Yes, we offer coverages for EVs, including battery replacement/repair endorsements and guidance on repair shop selection for EV components. Rates may differ due to parts/repair costs.
We combine access to multiple carriers (competitive pricing) with local Texas-based licensed agents for fast, personalized help useful for SR-22, nonstandard risks, small business/commercial auto and complex bundling.
Claims and repair costs have pushed premiums up regionally; we recommend getting a current, personalized quote because changes vary by city, vehicle, and driving history. (See Texas insurance trends for context.)
Yes, we have optional roadside assistance plans that include towing, lockout help, and on-site minor repairs. Rental reimbursement is available as an add-on for covered accidents.
Yes. We help file SR-22s with the Texas DPS and offer tailored policies for drivers who need high-risk coverage, plus coaching to remove SR-22s when eligible.
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